A PERSONAL BUDGETING WORKSHOP To help you thrive in 2009


To help you thrive in 2009


Presented by  Judy Lawrence

Bestselling Author of  The Budget Kit 5th Ed. www.moneytracker.com 


Saturday Dec 13th 2008, 9:45 AM to 12:00 PM  (session starts promptly at 10:00 AM)


  • Gain financial peace of mind.
  • Take the mystery and confusion out of budgeting.
  • Gain confidence in your ability to save money.
  • Utilize tools that you can use and adapt for the rest of your life.
  • Be supported throughout the process of creating & implementing a budget that works for you.



  • Savings - $Hundreds per month in overdraft fees, finance charges and late fees ($1200-2400/year)
  • More Savings – Tracking & organizing finances typically saves an additional 10%
  • Even More Savings – Once spending is managed and savings begins, your money earns money
  • Internal Shift – A true sense of personal responsibility, control, confidence and peace of mind
  • External Shift – Less stress, and increased enjoyment of family, friends and work colleagues


Preregister for $25 per person, or $40 for a couple (or bring a friend instead of your spouse)

Pay at the door for $30 per person, or $50 for two people

To pay and register, visit     http://2009budgetingworkshop.eventbrite.com/


Hosted at Clocktower Café Meeting Room

425 N. Whisman Road, Suite 700, Mountain View, CA, 94043

Since we can only accommodate 50 attendees,

please register as soon as possible.





“My husband and I hired Judy when we were faced with some tough decisions about our money, and also to help us improve communications and planning between us. Judy's MoneyTracker tools gave us a way to communicate with each other every month, and to discuss our upcoming obligations. We continue to use these tools beyond our coaching time with Judy because of their value to our planning. Since I'm self-employed and he has a part time business, our income fluctuates every month. These tools help us set goals. This also gives us freedom to plan for things we want, not only our obligations.


Joan and John, Orange County, CA


"For years my finances have been out of balance; sometimes with serious consequences. With Judy's guidance, and using her Budget Book, I am achieving financial balance and the ability to plan for expenditures in advance. I find that by recording my daily expenses I am gradually becoming more balanced in other areas of my life as well.”

Linda, Burlingame, CA


I have worked with Judy consistently for the past 6 months and must say it is the best investment that I’ve ever made.  I learned a way of keeping track of things that works for me.


I am now in control of my spending, enjoying my life fully, making purchases consciously and not getting any surprises at the end of the month.  My kids have benefited as well as they have seen me take control in this area and are doing the same things in their lives.

Thank you Judy for helping me to help myself!!”                     Char, Attorney & Patient Advocate



Thank you!  I will look forward to seeing you on December 13th!


Janet Bocek, CPA


Your information is always confidential, and you are never expected to share your information with anyone at the seminar.

Name Sales End Price
Prepaid Event Fee - Two people Ended $40
Prepaid Ticket - One Person Ended $25